Financial Analyst
Your Opportunity
Your opportunity
At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us challenge the status quo and transform the finance industry together. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).
As part of the Bank Finance team, you will play a critical role in supporting loan pricing, profitability analysis, pricing exception reviews, and lending-related business decisions that directly influence the performance of Charles Schwab Bank. This role sits at the intersection of Finance, Treasury, Credit/Risk, Sales, Operations, and Controllers, providing exposure to a broad range of business partners and strategic initiatives.
You’ll help drive pricing decisions across lending products, including Pledged Asset Line (PAL), Mortgage, and HELOC offerings, while serving as a trusted resource for sales and operations teams supporting clients, including high-net-worth households. By analyzing loan pricing requests, evaluating pricing exceptions, supporting loan purchase activities, and delivering reporting and insights to business partners, auditors, compliance teams, and regulators, you will help ensure sound decision-making, operational excellence, and portfolio performance.
Success in this role requires strong analytical thinking, sound judgment, and the ability to balance competing priorities while navigating complex business challenges. You will have the opportunity to influence lending outcomes, strengthen cross-functional partnerships, and provide data-driven recommendations that support business growth, risk management, and client-focused solutions. As you continue to develop your expertise, you'll gain deeper knowledge of lending products, pricing strategies, banking operations, and financial analysis while contributing to meaningful business outcomes that make an impact across the firm.
What you have
Required Qualifications
- Bachelor’s degree in Business, Finance, Economics, or a related field.
- 3+ years of experience in lending pricing, profitability analysis, financial analysis, or a related banking function.
- Strong proficiency with Microsoft Excel and reporting tools.
- Demonstrated experience applying analytical thinking to evaluate data, identify trends, and support business decisions.
- Ability to manage multiple priorities while maintaining accuracy and attention to detail.
- Strong problem-solving and decision-making skills with the ability to recommend practical solutions to complex business challenges.
- Effective written and verbal communication skills, including the ability to present insights and recommendations to business partners.
- Experience building collaborative relationships across cross-functional teams and stakeholders.
- Ability to quickly learn new concepts, processes, technologies, and business requirements.
Preferred Qualifications
- Experience supporting lending products such as Pledged Asset Line (PAL), Mortgage, HELOC, or other consumer lending products.
- Experience reviewing pricing exceptions and making recommendations within established authority frameworks.
- Previous experience in banking operations combined with a finance or analytical background.
- Knowledge of loan profitability, portfolio reporting, forecasting, and lending analytics.
- Experience supporting audits, compliance reviews, regulatory reporting, or risk-related initiatives.
- Demonstrated ability to influence outcomes, resolve conflicts, and build consensus among diverse stakeholder groups.
In addition to the salary range, this role is eligible for bonus or incentive opportunities.
What’s in it for you
At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.
We offer a competitive benefits package that takes care of the whole you – both today and in the future:
- 401(k) with company match and Employee stock purchase plan
- Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
- Paid parental leave and family building benefits
- Tuition reimbursement
- Health, dental, and vision insurance
What you are good at
What you have
Required Qualifications
- Bachelor’s degree in Business, Finance, Economics, or a related field.
- 3+ years of experience in lending pricing, profitability analysis, financial analysis, or a related banking function.
- Strong proficiency with Microsoft Excel and reporting tools.
- Demonstrated experience applying analytical thinking to evaluate data, identify trends, and support business decisions.
- Ability to manage multiple priorities while maintaining accuracy and attention to detail.
- Strong problem-solving and decision-making skills with the ability to recommend practical solutions to complex business challenges.
- Effective written and verbal communication skills, including the ability to present insights and recommendations to business partners.
- Experience building collaborative relationships across cross-functional teams and stakeholders.
- Ability to quickly learn new concepts, processes, technologies, and business requirements.
Preferred Qualifications
- Experience supporting lending products such as Pledged Asset Line (PAL), Mortgage, HELOC, or other consumer lending products.
- Experience reviewing pricing exceptions and making recommendations within established authority frameworks.
- Previous experience in banking operations combined with a finance or analytical background.
- Knowledge of loan profitability, portfolio reporting, forecasting, and lending analytics.
- Experience supporting audits, compliance reviews, regulatory reporting, or risk-related initiatives.
- Demonstrated ability to influence outcomes, resolve conflicts, and build consensus among diverse stakeholder groups.
In addition to the salary range, this role is eligible for bonus or incentive opportunities.
Why Schwab?
At Schwab, “Own Your Tomorrow” embodies everything we do! We are committed to helping our employees unleash their potential and achieve their dreams. Our employees get to play a central role in disrupting a multi-trillion-dollar industry, creating a better, more modern way to build and manage wealth. We’re a modern financial services firm that stands apart from the industry, where you can go as far as your ambition takes you.
Hear from employees: What’s it like to work at Schwab!
The benefits of working at Schwab : a package designed to empower your health, wealth, career and life. Schwab is committed to building a diverse and inclusive workplace where everyone feels valued.
As an equal employment opportunity employer, our policy is to provide equal employment opportunities to all employees and applicants without regard to any status that is protected by law. (Please click here to see policy.)
Schwab is also an affirmative action employer, focused on advancing women, minorities, veterans, and individuals with disabilities in the workplace. We believe diversity and inclusion are part of our success as a company and our purpose of serving every client with passion and integrity.